AI that Runs Business
NOWQ builds applied AI for auto finance, lending, insurance, and mortgage — embedded into the systems powering $10B+ in assets.
Four AI surfaces. One operating layer.
Most "AI" is a copilot bolted onto a chat box. Ours sits inside the workflows that already move money — reading the contract, answering the call, executing the next step, validating the photograph. Same telemetry, same audit log, same security posture.
Understand More. Process Faster.
TBOS is a document intelligence engine purpose-trained on the messy, signature-heavy, stip-laden paperwork that powers auto, mortgage, lending and insurance. Not generic OCR — it understands what a 1003 means, what a retail installment contract requires, what a stip is missing.
- Field-level extraction with per-field confidence — not page-level guesses
- Cross-validates against systems of record (DMV, AUS, credit bureaus)
- Flags exceptions automatically, queues them for human review
- Audit-logged from upload to decision — every prediction traceable
- Deploys in your VPC or ours · SOC 2 in progress · zero training on your data
Conversations that close.
Eloquent is a real-time conversational voice engine for inbound and outbound calls. It speaks 27 languages, follows your scripts, knows your compliance rules, and hands off the moment intent shifts. It is not a chatbot in a phone tree — it is a colleague.
- Sub-300ms turn latency · interrupts and is interruptible
- FDCPA, TCPA, mini-Miranda aware out of the box
- Live transcription, summary, and CRM updates during the call
- Three-factor identity verification before any action
- Escalates to a human the moment empathy is required
Agents that close the loop.
Tool-using agents that don't just summarize — they act. CARA handles borrower-facing flows; DC Agent runs the sales floor. Both are audit-logged, escalation-aware, and bounded by hard rules — not vibes.
- 120+ wired tools across CRM, LOS, DMS, telephony, e-sign
- Hard rules ring-fence what an agent can and cannot execute
- Every action has a human owner of record in the audit log
- Hand-offs include full context — never starts the human at zero
- Replay any session frame-by-frame for QA and training
Vision tuned for inventory at scale.
Damage detection, condition grading, license-plate and VIN reading, studio-quality background replacement. Built for inventory at scale — every angle of every car, every day, with bounding boxes you can trust against an insurance file.
- 14 production models · damage, condition, plates, VINs, backgrounds, scene parsing
- Bounding boxes and severity scoring traceable to a model and a confidence
- Studio-quality background replacement at sub-1.2s per image
- Embedded directly inside DealerCenter and Carzing photo flows
We protect your data with enterprise-grade security, advanced encryption, and industry-leading safeguards.
See it run on your data.
NowQ connects AI directly to business workflows so intelligence can move from insight to execution. Instead of adding another tool to your technology stack, we bring AI into the systems your teams already use.
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